Terms of Service

1. Acceptance of Terms

By downloading, installing, or using the Smart Expense mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Description of Service

Smart Expense is a mobile application designed to help users track and manage their personal expenses. The App is available for Android and iPhone devices. We reserve the right to modify, suspend, or discontinue any aspect of the App at any time.

3. User Accounts

To use certain features of the App, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Data and Privacy

Your use of the App is also governed by our Privacy Policy. We take the security and privacy of your financial data seriously. All data is encrypted and stored securely on your device. We do not share your personal financial information with third parties without your explicit consent.

5. User Responsibilities

You agree to:

• Use the App only for lawful purposes
• Provide accurate and complete information
• Maintain the security of your account
• Not attempt to reverse engineer or modify the App
• Not use the App to violate any applicable laws or regulations

6. Intellectual Property

The App, including its design, features, and content, is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the App without our prior written consent.

7. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the App will be uninterrupted, error-free, or free from viruses or other harmful components.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the App.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms in the App or through other reasonable means. Your continued use of the App after such changes constitutes acceptance of the updated Terms.

10. Contact Information

If you have any questions about these Terms, please contact us through the App or visit our support page.